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Why Choose
Proficient Wealth Builders?
We believe credit repair should do more than send dispute letters. Our approach combines compliant dispute support with education and strategy, so you understand your credit and can maintain improvements long-term.
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You’ll always know what’s happening, what to expect, and what steps support your progress.
Personalized financial guidance
Education-driven strategies
Support without judgement or pressure
Long-term focus on stability and legacy building
Our Simplified Process
Enrollment & Credit Review
You complete an intake form and provide access to your credit reports.
Credit Analysis
We identify items that may qualify for dispute under federal law.
Dispute Preparation
Eligible disputes are prepared and submitted to the appropriate bureaus and creditors.
Monitoring & Updates
You receive updates through your client portal (and via email) as responses are received.
Education & Guidance
We provide ongoing education to help support better credit habits.
How much
does this service cost?
Credit report analysis
Dispute preparation for eligible items
Ongoing account monitoring
Client portal access
Start by ordering your 3-bureau credit report through SmartCredit to give us a complete view of your credit profile.
Secure enrollment • Cancel anytime • Required to begin credit review
Frequently asked questions
If you’re ready to address your credit with clarity and support, we’re here to guide you.